Landlords Insurance

You may wonder how a buy to let insurance policy differs from standard home insurance, the obvious difference is given away in the names of the policies - one being specifically for let properties and the other for a home you live in yourself.

Many household policies will not provide cover for a property which is let meaning if you don't have the correct insurance in place then your let building could be uninsured.

A buy to let policy would also provide additional cover such as property owners liability which would provide cover against your tenant holding you liable as the landlord for an injury they receive within your property, for example if they fell down the stairs and held you liable, this type of insurance should not be mistaken for public liability insurance which is a different type of policy.

When arranging a quotation for your buy to let insurance you will have a choice between several different insurance companies and obviously what level of cover you want, whether you opt for standard buildings cover or accidental damage will effect how low your premium is. The tenant types in the property (e.g students, DSS, asylum seekers or working people) may have an effect on not only the premium but also the excess applicable for the policy

For further information or a quotation call Quadris Insurance Brokers on:
01483 756 800 or email us insure@quadris.co.uk